Road Accident Fund (RAF)

The RAF is a public entity, which has been set up by the government of South Africa.   The RAF provides compulsory cover to all users of South African roads, resident or foreigner, against injuries sustained or death arising from accidents involving motor vehicles within the borders of South Africa.

This cover is in the form of indemnity insurance to persons who cause the accident, as well as personal injury and death insurance to victims of motor vehicle accidents and their families.